Mortgage Lending

CPC Mortgage Company is a first-of-its-kind partnership of impact-driven, nonprofit mortgage lenders and investors. This innovative model leverages the unique expertise of its owners, with the shared goal of bringing flexible capital to communities to expand and preserve affordable and workforce housing.

We are the only nonprofit multifamily mortgage lender with multiple licenses with Freddie Mac, Fannie Mae, and HUD/FHA, allowing us to help you find the right product, rate, and terms to fit your financing needs.

We are proud to be the lender of choice for owners and operators who are executing their first Agency loan and need a trusted partner to provide assistance in navigating the complex

processes and requirements, as well as for established owners of large properties and portfolios who appreciate our personal service and ability to execute from application through closing.

CPC Mortgage Company brings together the deep lending experience, commitment to service and geographic reach of managing member The Community Preservation Corporation and co-owners Cinnaire and National Equity Fund. The result for customers is reliable execution from origination to closing.

You can feel good about doing business with us knowing that revenue generated from CPC Mortgage Company supports its mission-aligned members’ work to create a positive social impact through investments in housing and community development.


and Counting


Units Financed


Dollars Invested and Growing

Multifamily Mortgage Products

CPC Mortgage Company financial services include a suite of mortgage financing options for multifamily properties, across refinance, acquisition, construction and bridge loan executions, as well as full mortgage servicing, for low, moderate and middle income communities.

We are a Freddie Mac Optigo lender, Fannie Mae lender, and Federal Housing Administration (FHA) Multifamily Accelerated Program (MAP) approved lender.


Freddie Mac Targeted Affordable Housing (TAH)

9% LIHTC Cash Loan

Cash Loan for Affordable Housing Preservation

Bridge to Syndication

Bond Credit Enhancement

Non-LIHTC Forwards

Preservation Rehabilitation Financing

Tax-Exempt Loan

Fannie Mae

Multifamily Affordable Housing

Tax-Exempt Bond Credit Enhancement

Unfunded Forward Commitment

Federal Housing Administration

FHA 223(f)

FHA Section 221(d)(4)


Freddie Mac Conventional Fixed Rate

FHA Section 223(f)

FHA Section 221(d)(4)

Small Balance

Freddie Mac Small Balance Loan

Fannie Mae Small Loan

FHA Section 223(f)

FHA Section 221(d)(4)

Recently Financed

  • Oakland Heights Apartments

    Oakland Heights Apartments

    Acquisition and Preservation of Quality Housing

    Manchester, Connecticut



  • Rosecroft Apartments

    Rosecroft Apartments

    Equity Investment to Preserve Affordability

    Charlotte, North Carolina



  • Affordable Housing with BIPOC Developers

    All Rents Affordable at or below 60% AMI

    Bronx, NY

    $2 Million

    Freddie Mac TAH Forward



  • Small Building Refinance

    100% Affordable

    Bronx, NY

    $2.1 Million

    Freddie Mac SBL



  • New Construction of Mixed-Income Apartment Building

    192 Months Fixed

    Jersey City, NJ

    $10.5 Million

    Freddie Mac TAH Forward



  • LIHTC Acquisition/Rehabilitation with Nonprofit Customer

    100% Affordable Housing

    Flint, MI

    $2.7 Million

    Freddie Mac TAH Forward



  • Portfolio Refinance

    Affordable, Sustainable Apartments

    Poughkeepsie, NY

    $4.9 Million

    Fannie Mae Small Loan



  • Refinance for Preservation of Supportive Housing

    100% Affordable

    Grand Rapids, MI

    $3.1 Million

    Freddie Mac TAH Forward Loan



  • Refinance for Preservation of Supportive Housing

    All Rents Affordable at or below 60% AMI

    Grand Rapids, MI

    $3.8 Million

    Freddie Mac TAH Forward



  • Refinance for the Redevelopment of a Garden-Style Property

    76% Affordable Units

    San Antonio, TX

    $24.1 Million

    Freddie Mac TAH Immediate



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